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Talk Money Week – budgeting and help to manage money

Posted: November 4, 2025

Many of us have money concerns of some sort, and research shows one in three of us say that thinking about our financial situation makes us worried.

Unsurprisingly, difficulties posed by things like the increased cost of living has made it harder to budget and in a lot of cases made things much tighter. However, there are simple steps you can take to address uncertainties and improve your financial wellbeing.

Talking about money with friends, family, children and experts can help you feel more confident in managing your money and give you greater financial resilience to deal with future income changes or life events that affect your finances.

Research has shown that almost a third of parents and carers don’t talk to their kids openly about money. By not discussing money and budgets with children, you’ll miss out on a great opportunity to help with children’s vital early understanding of it.

These sites offer good information and tools to help you look after your money:

National Debt-line

Money Helper

Money Advice Scotland

Citizen’s Advice